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BOS Urges New Year Resolution

by Carla Johnson, Investors

29 December 2005

For 2006, Bank of Scotland International is urging you to make a financial New Year’s resolution that should really last beyond January by “staying on top of your rates” and well in the picture when dealing with your offshore accounts.

'It’s the time of year, after all the excesses of Christmas,' says BOS, 'when our thoughts turn to finances and the year ahead. Most of us are used to making New Year’s Eve resolutions that don’t last beyond the first week! Giving up smoking, going on a diet, forgoing chocolate, doing more exercise and reining back our expenditure – these are all familiar items on anyone’s list of resolutions.'

With products that are available in multiple currencies, Bank of Scotland International says it is committed to paying competitive interest rates wherever possible. Its International US Dollar Account currently pays up to 3.75% AER/Gross pa, whilst its Instant Access Savings Account currently pays 4.25% AER/Gross pa and requires a minimum opening balance of just £5,000. What’s more, as Michael Chaytor, Head of Retail Sales & Service, Bank of Scotland International comments, “Our Instant Access Savings Account offers a competitive blend of rate allied to ease of access, including its 24 hour telephone banking and online facilities. This product mix sets our Instant Access Savings Account apart and has contributed to its award winning success in 2005, including a Moneyfacts commendation.”

Michael Chaytor continues, “We also have a range of investment products to suit an international lifestyle, such as our Capital Guaranteed Savings Bonds, in a choice of currencies and our International Fixed Rate Account. This award winning account offers varying terms of investment from six months through to five years. Indeed our four and five year accounts currently feature as Moneyfacts ‘best buys’, so are an ideal choice for a mixed portfolio of short to medium term investments. Rate, service and the flexibility of this product have helped to build its success, making our International Fixed Rate Account a first choice for expatriates and users of offshore financial services who are looking for a safe and competitive alternative to equity based savings.”

Bank of Scotland International offers a comprehensive range of banking and savings solutions worldwide from its offices in Jersey, Isle of Man and Hong Kong. The Bank provides lifelong financial support to expatriates, international clients, and the UK, Isle of Man and Channel Island communities, ranging from the simplest savings account to the most sophisticated trust and company structures.

Bank of Scotland International also offers a specialist offshore mortgage service, an independent financial planning service along with trust and company services for high net worth investors.

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