Responding to growing retail interest in hedge funds, US mutual fund manager Pimco, which specialises in bond funds for use in 401(k) individual retirement accounts, is planning to launch a new fund into the retail market which will have many of the characteristics of a hedge fund.
The firm's All Asset Fund was launched earlier this year for institutional clients, with a minimum investment of $5m, but Pimco plans to roll it out to individual investors through 401(k) this year, and through the broker-dealer channel as early as next year. Assets under management total about $15 million.and it aims to provide investors returns of about 5% to 6% a year above the rate of inflation.
All Asset uses a money-management technique familiar to hedge fund managers called tactical asset allocation, in which cash is swapped in and out of asset classes, sometime quite frequently, to take advantage of market opportunities, evidently running the risk that inexpert placement could lead to rapid and severe losses.
The fund has risen about 8% since its launch on July 31st. Fees for the fund are capped at about 85 basis points for institutional investors, but retail investors are likely to pay above 1%, to allow for broker's commissions.
Pacific Investment Management Company (Pimco) is a leading institutional money
manager with over $301.7 billion in assets under management (as of September
30, 2002). Pimco was established in 1971 to offer separate account management
services primarily for employee benefit plans, endowments and foundations.
The firm counts among its clients 67 of the largest 200 US pension funds.
Pimco manages over 20 mutual funds across the risk return spectrum, such as short, intermediate and long duration, enhanced index, international, high yield, tax-exempt, inflation-indexed, convertible and balanced. This includes the Total Return Fund, the largest bond mutual fund in the United States.
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